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There’s nothing more disheartening than finding an unsightly scratch on your car’s bodywork, particularly if it’s a vehicle you rely on for your livelihood. With the increasing size of cars, obstacles like bollards, cramped parking spaces, and narrow roads become potential hazards, not to mention the unpredictability of other drivers.
Opting for Hire and Reward Scratch and Dent Insurance can provide you with the assurance that, should your car suffer damage, you have the means for repair (covering scratches, dents, and paint chips).
We collaborate with certified SMART repairers, accessible nationwide, making it convenient for you to have your car restored promptly. Advancements in technology mean that SMART repairs can be completed in just a few hours, and some providers can even come directly to you.
Get a quoteThere are circumstances that Hire and Reward Scratch and Dent insurance does cover you for, and others that it doesn't.
Find out here.
Our policy covers SMART repairs for minor scratches and dents up to 300mm long and up to 3mm deep for most reasons, including:
Other exclusions apply, see terms and conditions for full details.
Get a quoteOur policy doesn't cover:
Other exclusions apply, see terms and conditions for full details.
Get a quoteScratch and dent insurance covers the cost of repairing minor bodywork damage like scratches, dents and paint chips, helping maintain your vehicle's appearance without impacting your no-claims bonus. Hire and reward scratch and dent insurance is a policy designed specifically for hire and reward drivers, such as taxi drivers and delivery drivers.
Whether scratch and dent insurance is worth it to you depends on many factors, including if you hope to resell or trade in your car one day and the potential cost savings.
It costs around £90-150 to repair a single minor scratch and often significantly more for small dents without scratch and dent cover. So, it is likely you’ll save money in the long run when taking out the policy.
With our policy, you can also choose either no excess or a low excess, making repairing minor damage to your car’s bodywork less financially impactful than if you didn’t have Scratch and Dent Insurance.
The excess is the price you’ll pay when you make a successful claim.
With Driving Instructor Scratch and Dent Insurance you can also opt for a zero-excess option, meaning you won’t have to pay anything upon making a claim. However, this will increase your monthly premiums.
You can make up to three claims with a 12-month policy.
Different providers offer various types of cover, so you’ll need to check your standard policy wording.
However, even if your existing policy does cover scratch and dent, for smaller scratches and dents, you might find that your policy’s excess is more than the price of a repair.
With Driving Instructor Scratch and Dent Insurance, the excess is either £0 or low, depending on your choice, so you won’t be significantly out of pocket if you choose to get minor bodywork damage repaired, as long as it’s in line with your policy terms and conditions.
In many cases, yes - as long as the scratch isn’t more than 300mm long or wide, and 3mm deep, and the car’s original metal bodywork hasn’t been exposed. Read the policy details for exact information, but minor scratches are usually covered.
Get a quote in less than 90 seconds by clicking below, or give us a call on 01484 490096.
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