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There’s nothing worse than picking up an unsightly scratch on your car’s bodywork, especially if it’s a vehicle you use for work. And, with cars getting bigger: bollards, tight parking spaces, and narrow roads are all potential hazards, plus you’re at the mercy of other drivers.
Taking out Driving Instructor Scratch and Dent Insurance will help give you peace of mind that if your car is damaged you’ve got the means to fix it (you’ll be covered for scratches, dents, and paint chips).
We work with approved SMART repairers, who are available nationwide, so it’s convenient for you to get your car repaired – quickly. Thanks to technological advances, SMART repairs can be done in just a few hours, and some providers can come to you.
Get a quoteThere are circumstances that Driving Instructor Scratch and Dent insurance does cover you for, and others that it doesn't.
Find out here.
Our policy covers SMART repairs for minor scratches and dents up to 300mm long and up to 3mm deep for most reasons, including:
Other exclusions apply, see terms and conditions for full details.
Get a quoteOur policy doesn't cover:
Other exclusions apply, see terms and conditions for full details.
Get a quoteScratch and dent insurance is a type of coverage that will handle the cost of repairs of minor scratches and dents to your vehicle’s bodywork should you make a claim. Driving Instructor Scratch and Dent insurance is a policy designed specifically for those who use their vehicle for driving tuition.
Whether scratch and dent insurance is worth it to you depends on many factors, including if you hope to resell or trade in your car one day and the potential cost savings.
It costs around £90-150 to repair a single minor scratch and often significantly more for small dents without scratch and dent cover. So, it is likely you’ll save money in the long run when taking out the policy.
With our policy, you can also choose either no excess or a low excess, making repairing minor damage to your car’s bodywork less financially impactful than if you didn’t have Scratch and Dent Insurance.
The excess is the price you’ll pay when you make a successful claim.
With Driving Instructor Scratch and Dent Insurance you can also opt for a zero-excess option, meaning you won’t have to pay anything upon making a claim. However, this will increase your monthly premiums.
You can make up to three claims with a 12-month policy.
Different providers offer various types of cover, so you’ll need to check your standard policy wording.
However, even if your existing policy does cover scratch and dent, for smaller scratches and dents, you might find that your policy’s excess is more than the price of a repair.
With Driving Instructor Scratch and Dent Insurance, the excess is either £0 or low, depending on your choice, so you won’t be significantly out of pocket if you choose to get minor bodywork damage repaired, as long as it’s in line with your policy terms and conditions.
In many cases, yes - as long as the scratch isn’t more than 300mm long or wide, and 3mm deep, and the car’s original metal bodywork hasn’t been exposed. Read the policy details for exact information, but minor scratches are usually covered.
Get a quote in less than 90 seconds by clicking below, or give us a call on 01484 490096.
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